Seeking Justice For Devastating Car Accident Injuries

In 2020, there were a suspected 2,721 serious injuries caused by car crashes on Arkansas’ highways, according to a report by the Federal Highway Administration. The pain of an injury is only made worse by the pain of having to pay for medical bills and expensive car repairs. When the accident wasn’t your fault in the first place, it can be difficult to imagine paying all of those bills out of your hard-earned money.

In the worst-case scenario, a loved one is lost in a car accident. These situations are the hardest to bear, especially when the accident could have been prevented if the other driver had not been negligent.

Our team at Cortinez Law Firm is here to help. We have decades of experience fighting for our clients both inside and outside of the courts. Our focus is personal injury law, and we’ll use our extensive knowledge and experience to fight on your behalf. No matter where you come from or who you are, we’re here to serve you and fight for the compensation that will help set things right after a motor vehicle collision. We’re proud to represent clients in Little Rock, Arkansas, and throughout central Arkansas.

Injured in a car accident? Set up a consultation. We also handle injuries from motorcycle crashes and collisions with semi trucks.

Liability For Car Accidents In Arkansas

Arkansas is an at-fault insurance state, meaning that if a car crash happens, it is the responsibility of the driver who caused or was at fault for the accident to pay for the costs. The at-fault driver’s insurance will cover the expenses, as it’s written in their policy.

Arkansas is also a modified comparative fault state. Any potential settlement you might receive would be reduced by the percentage that the accident was determined to be your fault. For example, if you were going to be awarded $10,000, but the judge or jury determined that the accident was 30% your fault, then you would receive $7,000. However, if the judge or jury decides that the accident was 50% or more your fault, then you cannot receive any compensation.

There are three ways to receive compensation for the financial burdens caused by a car accident: file a claim with your own insurance, file a claim against the at-fault driver or file a personal injury lawsuit against the at-fault driver.

Arkansas Insurance Requirements

All drivers (and motorcycle riders) in Arkansas must have coverage according to the state’s insurance requirements. The minimum liability required to be carried by law is $25,000 per person for bodily injury, $50,000 per accident and $25,000 to cover property damage to others’ property.

State Laws Addressing Personal Injury Claims

Additional state laws that will apply to your personal injury claim include:

Statute of limitations: Each state has a time limit for when you can file a personal injury lawsuit against the other driver. In Arkansas, that time limit is three years after the date of the accident. Once three years have passed, you can no longer file a personal injury lawsuit in court.

Frequently Asked Questions

The following questions and answers provide valuable information to help guide you through the aftermath of a car accident.

What should I do after an accident?

The moments following a car accident are critical, and your actions can significantly impact your health and any potential legal claims. First and foremost, ensure your safety and the safety of others involved. If possible, move your vehicle to a safe location away from traffic. Call 911, especially if there are injuries or significant property damage.

While waiting for the authorities, exchange information with the other driver(s), including names, insurance details and contact information. Document the scene by taking photos and videos of the damage to all vehicles involved, the surrounding area and any visible injuries. Seek medical attention as soon as possible, even if you don’t feel immediately injured. Some injuries, like whiplash or internal bleeding, may not be apparent right away. A medical professional can properly assess your condition and provide necessary treatment.

Finally, contact an experienced Arkansas car accident attorney to discuss your legal options and protect your rights. Avoid discussing fault with the other driver or their insurance company before speaking with an attorney.

What issues often lead to car accidents?

Car accidents can stem from a multitude of factors, but some issues consistently contribute to collisions on Arkansas roads:

• Distracted driving like texting, talking on the phone or eating
• Speeding
• Driving under the influence of alcohol or drugs
• Reckless driving behaviors, such as aggressive lane changes, tailgating and running red lights.
• Environmental factors like inclement weather or poor visibility
• Mechanical failures, such as faulty brakes or tire blowouts

Crashes involving these factors can largely be avoided if negligent, reckless people made better, safer choices. When they don’t, they can and should be responsible for damages.

What types of car accident injuries can you file a claim for?

Victims of car accidents can file claims for a wide range of injuries, depending on the severity and impact on their lives. Common injuries include whiplash, broken bones and soft tissue injuries. More severe injuries might involve traumatic brain injuries, spinal cord injuries or internal organ damage. Psychological injuries, such as post-traumatic stress disorder (PTSD), can also be grounds for a claim.

It’s important to seek medical attention immediately after an accident to document injuries and consult with a personal injury attorney to understand the potential for compensation based on your specific circumstances.

A Life-Changing Accident Does Not Have To Ruin You Financially

A car accident can change your life forever. It can also create serious financial issues. When you’re put in a difficult situation, it’s important to have someone on your side who understands what is at stake. Our team at Cortinez Law Firm will use our decades of experience to help you fight for fair compensation. We’re here to help clients in Little Rock, Benton and all of central Arkansas. Contact us today at 501-372-6000 to schedule your free consultation.