Cortinez Law Firm Cortinez Law Firm 2026-04-17T15:13:46Z https://www.cortinezlaw.com/feed/atom/ WordPress /wp-content/uploads/sites/1505026/2022/06/cropped-Site-Icon-32x32.png On Behalf of Cortinez Law Firm <![CDATA[Who pays when an estate runs out of money?]]> https://www.cortinezlaw.com/?p=255823 2026-04-17T15:13:46Z 2026-04-17T15:13:46Z How the estate handles debts After a person passes away, the estate takes on the task of handling financial matters. It pays valid debts using the assets left behind through a court-supervised process:
  • The estate gathers assets such as bank accounts, property and personal belongings
  • Creditors submit claims for the amounts they are owed
  • The estate reviews and verifies those claims
  • The estate pays debts in a set order based on legal priority
Higher priority expenses often include administrative costs, certain taxes and secured debts tied to property. Lower priority debts, such as credit cards or medical bills, only receive payment if funds remain, which means some debts may go unpaid when assets run out.

What happens when the estate cannot cover everything

If this happens, heirs and beneficiaries who expect to receive something may end up with nothing once higher priority claims use up the available assets. Even when the estate includes property or other high-value items, selling them takes time and may not bring in enough money to cover the remaining debts, especially after sale-related costs reduce the final amount. At the same time, heirs do not take on those unpaid debts. Creditors may still reach out and request payment, but they cannot require family members to pay from their own funds unless a separate legal obligation exists, such as a co-signed loan.

When family members may still be responsible

Responsibility stays with the estate, not with heirs or relatives, but certain situations can still create personal responsibility. If you co-signed a loan, you agreed to share that debt, and if you held a joint account, you may still owe what remains. If you choose to keep property tied to a loan, such as a home or car, you may need to continue making payments to keep that asset. Many families also face pressure from creditors during this time. Calls and notices can create a sense of urgency, even when no personal obligation exists, and that pressure can lead people to pay debts before the estate process finishes.

How this can affect expectations moving forward

Many people expect a clean settlement of debts and assume something will remain. When that does not happen, the outcome can feel abrupt and difficult to process, especially during an already challenging time. The law follows a set order, whether or not it aligns with what a family expects. Keeping in mind that the estate, not the family, carries most of the responsibility can help you avoid stepping in too quickly or taking on costs that are not yours to pay.]]> On Behalf of Cortinez Law Firm <![CDATA[Distracted driving during spring break: A growing concern in Little Rock]]> https://www.cortinezlaw.com/?p=255820 2026-03-26T20:05:15Z 2026-03-26T20:05:15Z The high cost of a 5-second glance According to the National Highway Traffic Safety Administration, reading a text takes your eyes off the road for five seconds. At 55 mph, that is like traveling the length of a football field with your eyes closed. It is a split-second choice that can lead to life-altering consequences. State crash data show a spike in distracted driving accidents involving drivers under age 25 during school breaks, incidents that often stem from a false sense of security on familiar local roads. A tragic notification from an officer can change a life forever in the blink of an eye.

Recognize in-car hazards

Texting is not the only distraction that pulls your focus away from the pavement. Spring break often involves groups of friends traveling together, which introduces unique social pressures. Stay alert to these common "silent" dangers:
  • Loud or emotional conversations with friends that take your mind off the road
  • Checking GPS routes or switching music playlists while driving
  • Reaching for snacks or drinks during long stretches of road
  • Capturing photos or videos of the scenery to post on social media accounts
Anything that takes your focus away from driving constitutes a threat to your safety. Even hands-free devices cause "cognitive distraction" by lowering your situational awareness.

Strategies to stay focused

Lower your risk of an accident by making a few simple adjustments before you pull out of the driveway. A proactive approach allows you to enjoy your vacation without the stress of a preventable crash. Consider these habits for your next trip:
  • Designate a "co-pilot" to handle all navigation and text messages.
  • Put phones in the glove box or use "do not disturb" settings.
  • Enter your destination into the GPS before starting the engine.
These small steps create a safer environment for everyone sharing the road.

Protect your rights after a crash

Arkansas law strictly regulates phone use to keep drivers safe. If under 18, you cannot use a cell phone while driving, and drivers under 21 must use hands-free technology. Furthermore, as of 2025, Arkansas mandates hands-free use for all drivers in highway work zones. A skilled car accident lawyer plays a vital role in seeking justice. They understand how to gather evidence and manage hurdles often presented by insurance companies. If a distracted driver harms you, an experienced attorney can hold them accountable.]]> On Behalf of Cortinez Law Firm <![CDATA[Was the arrest legal? Key rules to know.]]> https://www.cortinezlaw.com/?p=255815 2026-03-04T15:04:12Z 2026-03-04T15:04:12Z Police must have probable cause Every arrest must start with probable cause. That means officers need specific facts that would lead a reasonable person to believe a crime occurred and that you were involved. Those facts might come from an officer’s observations, physical evidence, reliable witness statements or other information gathered during an investigation. A guess, rumor or vague suspicion does not meet that standard.

Police can make an arrest with a warrant

An arrest warrant allows police to take someone into custody after a judge reviews the evidence and agrees that probable cause exists. Law enforcement must present sworn information explaining the alleged crime and the evidence supporting the arrest. If the judge finds that the evidence meets the legal standard, the judge signs the warrant, which gives officers the authority to arrest the person named in it.

Police can sometimes arrest you without a warrant

Arkansas law also allows warrantless arrests in certain situations. For example, an officer can arrest someone if a crime happens in the officer’s presence or if the officer has probable cause to believe a felony occurred. Officers may also act when waiting for a warrant would allow a suspect to escape, destroy evidence or create a risk to others. Even in these situations, the officer must still rely on probable cause.

What to do if your arrest did not follow these rules

If something about your arrest seems questionable, take note of what happened, what officers said and who witnessed the situation. Speaking with a criminal defense attorney can help you determine whether the arrest followed the law and what steps make sense next. Getting a clear explanation early can help you avoid mistakes and have a better understanding of where you stand.]]> On Behalf of Cortinez Law Firm <![CDATA[3 common questions about workers’ compensation in Arkansas]]> https://www.cortinezlaw.com/?p=255814 2026-02-04T09:35:47Z 2026-02-04T09:35:47Z A work-related injury can disrupt far more than your job. It can affect your health, income and sense of security all at once. Many workers hesitate to file a workers’ compensation claim because they feel unsure about their rights or worry about making a mistake. Here are three commonly asked questions that shed light on what workers’ compensation may cover and how it can support you after a workplace injury.

1. How does workers’ compensation work in Arkansas?

Workers’ compensation operates as an insurance program that helps cover medical care and lost wages when an employee is hurt or becomes ill because of work. In Arkansas, most employers must carry workers’ compensation insurance. If you get hurt at work, you typically report the injury to your employer as soon as it happens and seek medical treatment from an approved provider so the injury is documented and can be covered under workers’ compensation. Once you file a claim, workers’ compensation may cover medical care and partial wage replacement while you recover. You usually do not need to prove your employer caused the injury. In return, workers’ compensation limits your ability to sue your employer directly. This trade-off allows injured workers to receive benefits faster and with fewer legal hurdles.

2. What can workers’ compensation do for my healing and recovery?

Workers’ compensation focuses on helping you heal and return to work safely. Benefits often include coverage for medical care related to your injury, such as doctor visits, hospital treatment, medications and physical therapy. If your approved doctor says you cannot work or must limit your duties, workers’ compensation may also provide temporary disability payments. In Arkansas, these wage benefits generally begin after a seven-day waiting period. If your disability lasts more than 14 days, you may receive payment for those first seven days as well. These payments can help replace part of your income while you recover and focus on healing. In more serious cases, workers’ compensation can also cover long-term disability benefits or vocational rehabilitation. These services can help you retrain for a new role if you cannot return to your previous job. The goal is not just treatment but meaningful recovery and stability.

3. What injuries count as workers’ compensation claims?

Many people assume workers’ compensation only applies to sudden accidents, like falls or machinery injuries. In reality, workers’ compensation may also apply to injuries that develop over time, including conditions linked to repeated motions or harmful exposure on the job. Injuries do not need to happen in a single moment to qualify. However, workers’ compensation usually does not cover injuries caused by intoxication, horseplay or activities outside the scope of employment. Each case depends on specific facts, which can affect eligibility. Overall, workers’ compensation can support injured workers through treatment, income protection and recovery.

Getting clarity when it matters most

A workplace injury can raise questions that do not have simple answers. Arkansas workers’ compensation rules include deadlines, medical requirements and exceptions that can impact your benefits. Speaking with an experienced workers’ compensation attorney can help you understand your options and protect your rights through every step of the process. Personalized legal guidance can make a meaningful difference during a difficult time.  ]]> On Behalf of Cortinez Law Firm <![CDATA[3 common causes of slip-and-fall accidents]]> https://www.cortinezlaw.com/?p=255809 2026-01-12T11:37:57Z 2026-01-12T11:29:49Z Wet and slippery surfaces The most common cause of slipping accidents are wet and slippery surfaces. When a specific indoor area or public space has traces of water spillage, grease, oil, mud or snow, it turns the surface into a slipping hazard. To help prevent accidents in these types of spaces, property owners must use ‘caution’ or ‘wet floor’ signs to warn their visitors not to go over the specific area until it has been fully mopped and dried.

Tripping hazards

Almost any type of clutter on the floor can turn a regular walkway into a tripping hazard. Depending on the kind of establishment (e.g., office, warehouse, outdoor events), five common examples of these hazards can include curled carpets, loose cables and cords, uncovered wirings, open cabinet doors and heavy items left on the floor. To avoid tripping while walking, you must stay cautious of your surroundings and minimize distractions such as talking on the phone or scrolling through social media as you walk.

Loose or missing handrails

Handrails are an essential safety feature on staircases, helping people use the stairs while they maintain their balance. When an establishment has loose or missing handrails, they increase the chances of their visitors getting into slip-and-fall accidents. For example, an elderly woman is trying to go down the stairs under low-light conditions. Since the handrail is loose, their stability becomes affected, causing them to miss a step and fall down the stairs.

Stay mindful and cautious, always

While not all forms of slipping accidents can be avoided, there are safety measures you can practice that can help you recognize potential hazards on your path. This action not only helps protect you from injuries but also influences your brain and body’s conscious awareness.]]> On Behalf of Cortinez Law Firm <![CDATA[Can you sue an amusement park for a slip-and-fall injury?]]> https://www.cortinezlaw.com/?p=255807 2025-12-15T12:32:24Z 2025-12-15T12:23:44Z What are the common examples of amusement park negligence? Any amusement park customer is referred to as an ‘invitee’ of the business’ property. This means that under the premises liability law, you and your friends are invitees and have the right to enter the amusement park and be safe from hazards. Although the owners impose strict rules to ensure that their rides and resting areas are safe for their invitees, some factors of negligence can still lead to a customer’s injury or death. Seven common examples of this are:
  • Inadequate staff training
  • Poor crowd control measures
  • Missing caution or wet floor signs
  • Having broken tiles or uneven walkways
  • Negligent ride operations
  • Poor ride and equipment maintenance
  • Mechanical failure
While some accidents only cause minor sprains or bruises, other types of injuries are more severe. These injuries can range from cuts and deep lacerations to fractures and broken bones.

What types of damage can we seek compensation for?

If you believe that the amusement park’s negligence played a crucial role in your friend’s slipping accident, your friend can hold them liable for their injury and seek fair compensation through a personal injury lawsuit. While your friend’s accident liability may fall on one or multiple parties (e.g., amusement park owner, ride manufacturer, maintenance company), a successful personal injury claim can help pay for their medical expenses, loss of income and/or pain and suffering. By helping your friend document their accident and taking prompt measures that can strengthen their case, they can sue the amusement park in court and focus on their path to recovery.]]> On Behalf of Cortinez Law Firm <![CDATA[Can you still get compensation if you are partially to blame?]]> https://www.cortinezlaw.com/?p=255803 2025-11-17T13:19:28Z 2025-11-22T13:17:44Z Understanding the modified comparative negligence rule In Arkansas, the courts and insurance companies navigate personal injury cases by using the modified comparative negligence principle. When deciding your claim’s settlement amount, they compare your level of fault to that of the other party. To be eligible for compensation, you must be less than 50% at fault for the accident. You have the right to seek financial recovery as long as the other party bears greater responsibility for your injuries.

Obtaining compensation

The judge, jury or insurance provider determines your fault and settlement amount based on the evidence from both parties and damages. For instance, they decide your total damages amount to $100,000 and find that you are 20% at fault for a car accident. Since your fault is less than the state threshold, you can still receive compensation. However, your fault percentage reduces the award. As a result, you can only obtain $80,000.

Protecting your right to recovery

If you believe you are not primarily at fault for an accident, proving it is the next step. You must gather essential evidence to minimize your assigned fault and clearly show that the other party bears a greater burden of negligence. A personal injury claim can be overwhelming, especially when insurance companies unfairly shift blame onto you. Having legal counsel can offer guidance and advocate for you.]]> On Behalf of Cortinez Law Firm <![CDATA[How to document injuries for a personal injury claim]]> https://www.cortinezlaw.com/?p=255806 2025-11-21T14:03:06Z 2025-11-21T14:03:06Z When you are injured, it can be hard to know what steps to take next. The pain, uncertainty and appointments all come at once. One of the most important things you can do is document your injuries carefully. In Arkansas, claims generally have time limits, which makes careful records even more important. It can make it easier to communicate your situation and get the support you need.

Record your injuries thoroughly

You can start by noting the type, location and severity of each injury.  Writing down daily experiences, treatments and medication can help you see patterns and keep your memory fresh. Even small details matter. A simple journal or phone note can make a big difference when you need to recall events later.

Gather supporting evidence

Collecting evidence can strengthen your record. Keeping detailed records of even small aches or strains can help show the broader impact of your injury. Photos of visible injuries or the accident scene, medical reports and receipts for treatment all add clarity. It can all help to organize your information. Consider the following:
  • Taking clear photos of injuries from multiple angles
  • Keeping copies of medical bills and prescriptions
  • Saving appointment notes and test results
  • Documenting conversations with healthcare providers
Keeping these records together shows the full impact of your injury. It helps you and others understand what you have gone through without adding stress during recovery.

Track your recovery and daily impact

Injuries affect more than your body. Missing work, struggling with daily routines and dealing with emotional stress all matter. Keeping a log of these challenges shows how these changes have affected your life. It provides context for the medical care you receive and the steps you take toward healing.

Bringing your records together

Organize your notes, photos and documents so these are easy to review. Looking back on what you have captured ensures you overlook nothing. Thoughtful records give you confidence that your experience is accurately represented. With the evidence at hand, you may be able to bring your case to court to seek damages. While this does not replace professional guidance, clear documentation gives you a strong foundation and peace of mind as you focus on recovery.]]> On Behalf of Cortinez Law Firm <![CDATA[Common reasons for workers’ compensation claim denial in Arkansas]]> https://www.cortinezlaw.com/?p=255799 2025-11-17T10:28:22Z 2025-11-20T10:27:17Z Incomplete or incorrect paperwork Insurance companies generally deny applicants who have incomplete or incorrect paperwork. If you lack certain documentation or have inaccurate dates on the report, the agents can deny your claim. Before submitting, ensure all your papers are correct and ready. Consider using resources from the AWCC website to learn more about what documents you need to submit.

Missing medical evidence

Denial often stems from a lack of objective findings connecting your injuries to the work accident. If you do not have medical documents, insurance agents can reject your filing or argue your pain is due to a pre-existing condition. Seeking medical attention after the accident is the solution to this issue. Your physician can provide medical proof of how the accident caused or worsened your condition.

Failure to file a claim on time

In Arkansas, filing a workers’ compensation claim right after the incident is crucial. The state laws require you to do so or else you risk receiving a denial. To avoid this, you need to promptly report your injury to your employer using an AWCC-approved form.

Taking the next steps

If your company’s insurance provider denies your claim, you can still appeal with the AWCC. Navigating this process can be challenging, especially with tighter deadlines and additional paperwork. Gaining legal guidance can be beneficial, preventing you from making further mistakes in your appeal.]]> On Behalf of Cortinez Law Firm <![CDATA[Who will pay for my medical bills after a car crash in Arkansas?]]> https://www.cortinezlaw.com/?p=255804 2025-11-18T07:17:41Z 2025-11-18T07:17:41Z You are stopped at a red light on an Arkansas highway when you suddenly hear screeching tired behind you. Before you can react, the car slams into your rear bumper at high-speed. Now you have injuries, vehicle damages and a growing list of medical bills. But who will pay for all of this?  If you’ve been in this situation, you will find that Arkansas laws provide the answer to your worries. Many drivers often face similar uncertainty after a crash. Thus, understanding who should bear the financial responsibility can help you move forward during this difficult time. 

Arkansas as an at-fault state

Arkansas operates as an at-fault state. This designation means that the driver determined to be at fault for an accident bears the legal and financial responsibility for all ensuing damages.  In practice, this allows you to file claims directly with the at-fault driver’s insurance company to be compensated for your injuries and vehicle damages. This system exists to hold negligent drivers accountable for the harm that they cause. 

What expenses can you recover? 

Once fault is established, you can pursue compensation for various damage, not just your medical bills. Typically, Arkansas law recognizes these two categories of damages you can claim below:
  • Economic Damages: These include your medical bills, lost wages and vehicle repair costs. You can document these damages through receipts, pay stubs and repair estimates. 
  • Non-economic Damages: These damages compensate you for the pain and suffering you’ve endured. These include physical discomfort, emotional distress and reduced quality of life. While they may be harder to calculate than economic damages, they acknowledge the personal toll of your injuries. 
Together, these damages aim to make you financially whole again after your accident. But protecting your right to claim these damages begins the moment the crash happens.

What to do if you get into a crash in Arkansas

Protecting your health and legal rights after a crash in Arkansas requires immediate attention. First, you should seek medical care even if you feel fine. After addressing your immediate medical, consider consulting with a legal counsel.  Legal professionals understand how personal injury laws work and can help you negotiate with insurance companies and the at-fault driver on your behalf. With proper legal guidance, you can focus on your recovery while your lawyer secures the compensation you deserve.]]>