You injure yourself at work and file a workers’ compensation claim with the Arkansas Workers’ Compensation Commission (AWCC). Suddenly, your employer’s insurance company denies your filing.
Receiving a denial can be frustrating, but it is not the end of your case. Understanding the common reasons for rejection can help you request an appeal.
Incomplete or incorrect paperwork
Insurance companies generally deny applicants who have incomplete or incorrect paperwork. If you lack certain documentation or have inaccurate dates on the report, the agents can deny your claim.
Before submitting, ensure all your papers are correct and ready. Consider using resources from the AWCC website to learn more about what documents you need to submit.
Missing medical evidence
Denial often stems from a lack of objective findings connecting your injuries to the work accident. If you do not have medical documents, insurance agents can reject your filing or argue your pain is due to a pre-existing condition.
Seeking medical attention after the accident is the solution to this issue. Your physician can provide medical proof of how the accident caused or worsened your condition.
Failure to file a claim on time
In Arkansas, filing a workers’ compensation claim right after the incident is crucial. The state laws require you to do so or else you risk receiving a denial. To avoid this, you need to promptly report your injury to your employer using an AWCC-approved form.
Taking the next steps
If your company’s insurance provider denies your claim, you can still appeal with the AWCC. Navigating this process can be challenging, especially with tighter deadlines and additional paperwork. Gaining legal guidance can be beneficial, preventing you from making further mistakes in your appeal.